Chateck Quantum AI Concepts Limited
The parent holding company overseeing two independently investable technology subsidiaries: UI Pay, a contactless and voice-enabled payments platform, and QUANTA AI, an artificial intelligence and sovereign language-model venture.
A technology holding company built for long-term innovation
Chateck Quantum AI Concepts Limited acquires, develops, and oversees high-impact technology ventures across financial services and artificial intelligence. The group exists to expand access to affordable, secure financial services across emerging markets and to build next-generation AI solutions for African contexts, creating high-value employment in AI and data science along the way.
The group operates a two-tier structure with a single holding company sitting above two operating subsidiaries:
Chateck Quantum AI Concepts Limited: Parent holding entity, governance and capital allocation.
UI Pay (Uploaded Intelligence Pay): Payments technology subsidiary.
QUANTA AI: Artificial intelligence and language-model subsidiary.
Each subsidiary maintains its own brand identity, product roadmap, and commercial relationships, while the parent company retains oversight of strategic direction, shareholding, and cross-subsidiary coordination (for example, QUANTA AI's voice technology powering UI Pay's voice-payment feature).
UI Pay
"Pay With Intelligence"
"UI" stands for Uploaded Intelligence. This is a group payments technology subsidiary. It is a contactless and voice-enabled payments platform built for the Nigerian market, designed to let any smartphone function as a payment terminal through NFC tap, QR scan, or voice command.
- NFC tap-to-pay between phones and compatible terminals
- QR scan-to-pay for merchants and peer-to-peer transfers
- Voice-activated payments in English, Hausa, Yoruba, Igbo, and Pidgin
- Built-in sales ledger and same-day merchant settlement
Quanta AI
"A Sovereign LLM Platform For Africa"
This is the group's artificial intelligence subsidiary, scoped as a stand-alone venture modelled on large-scale AI platform companies such as xAI. Its central ambition is to become Africa's first sovereign large language model (LLM) platform, with native African-language capability and payment execution woven in as core differentiators rather than add-ons.
- Sovereign LLM platform built for African languages and context
- Voice recognition and language understanding behind UI Pay's "Speak to Pay"
- Scoped for enterprise, government, and consumer AI beyond payments
The people behind the group
Chateck Quantum AI Concepts Limited is governed by a small, focused board overseeing strategic direction across both subsidiaries.